How to Stop a Garnishment
Stopping a Garnishment
If you’re wondering how to stop a garnishment in KY, filing for bankruptcy in is often one of the best options. If you currently have a Louisville garnishment against you, the good news is that a bankruptcy can put an immediate stop to it. Here’s how to stop a garnishment with a bankruptcy petition.
Upon filing a bankruptcy case (chapter 7 or chapter 13), there is a bankruptcy rule called the “Automatic Stay.” The Automatic Stay states that creditors must immediately stop all collection efforts. This means that a creditor cannot call, mail, sue, sweep your bank accounts, or even garnish your paycheck.
If you are at risk for garnishment, or are currently being garnished by a creditor, a Chapter 7 or Chapter 13 bankruptcy in Kentucky can stop your Louisville garnishment and help you to receive full paychecks again. Additionally, if your bank account has been swept by a creditor, filing a bankruptcy in Kentucky can often times help you get your money back in your bank account.
If you’re a Louisville or southern Indiana resident who wants to find out more about how to stop a garnishment in KY, you’ve come to the right place. You work hard for your wages, and you understandably want to keep them!
If you’re losing sleep worrying about the money in your bank account or losing a big portion of your paycheck, we can help protect you. Filing for bankruptcy doesn’t have to be a four-letter word. In fact, it can give you a fresh start and the peace of mind that you deserve.
Call us today to set up a free consultation, where we can help you stop your garnishment, and get onto a path to financial freedom.